Investment Shares

A Better Way to Invest

Looking for a premium rate of return? WFCU Credit Union Investment Shares earn a premium rate of return. As a long-term investment, they’re perfect for your TFSA or RRSP – plus, there are no fees or commission. Read on to learn why this is just a better way to invest.

How do Investment Shares work?

Investment Shares are a straightforward investment option. Each Investment Share costs $1. There are no commissions or fees associated with purchasing Investment Shares. The minimum purchase is 500 Investment Shares ($500). This can be funded from your ECU account, including your Tax-Free Savings Account (TFSA), or Registered Retirement Savings Plan (RRSP).

What Are the Benefits?

Premium Returns
Our Investment Shares earn a premium rate of return.

If you’re looking to diversify your portfolio while minimizing risks, our Investment Shares are the perfect addition to your holdings.

Stronger Together
When you invest directly with us, it helps strengthen WFCU Credit Union, benefitting all members through innovative banking products and services.

Community Investment
We are committed to making the communities we serve the best places to live and work. Investment Shares help support this.

Frequently Asked Questions

Investment Shares are an excellent, long-term investment option that allows you to directly invest in WFCU Credit Union and earn a premium rate of return.

Investment Shares are ideal if you are seeking a long-term investment to diversify your portfolio. They can produce a premium rate of return, usually exceeding GICs. In fact, compared to five-year GIC investments, WFCU Credit Union Investment Shares have traditionally provided substantially superior returns.

Investment Shares provide additional capital to WFCU Credit Union, enabling us to grow and expand our operations. The funds raised through this offering will be used to add to WFCU’s Regulatory Capital, and provide an increased capital base for the Credit Union’s future growth. Funds raised will enable the Credit Union to continue offering competitively priced and innovative products/services, so members can conduct all of their financial business with the Credit Union.

The process is simple. The minimum allowed purchase is 500 Investment Shares, which equates to $500. This can be funded from your ECU – A Division of WFCU Credit Union account, including a Tax-Free Savings Account (TFSA) or Registered Retirement Savings Plan (RRSP). We’ll walk you through all the information needed to make an informed decision about purchasing Investment Shares. Upon completion and submission of the required paperwork, a date for when the investment shares will be purchased is provided.

Any eligible ECU – A Division of WFCU Credit Union member is able to purchase Investment Shares. Eligible members include individual members (age 18+), as well as corporations, partnerships, and formal trusts.

Membership is open to anyone living or working in Ontario.

Yes. Personal members can purchase non-registered Investment Shares singly and/or jointly (maximum of two).

Investment Shares are not guaranteed by FSRA. As the actual rate of return with Investment Shares cannot be guaranteed, they are ineligible for FSRA coverage.

For more information about our Investment Share offering: