Advice and Wealth Management
Member Experience Standard
Reaching a point where you have a sound financial plan may seem like a lot of work.
In partnership with Credential Asset Management Inc., we’ll guide you through a simple, five-stage approach, resulting in a financial plan that reflects your current needs, future goals, and a roadmap of how you can reach them. This Member Experience Standard is what you can expect from us as your financial planning partner.


Stage 1
Information Gathering
We identify your goals and needs and discuss which of these take priority.
Stage 2
Analyze Your Situation
We thoroughly review any pension plan info, benefits, existing policies, etc., to help determine your current situation vs. future goals.
Stage 3
Develop & Present Solutions
We develop strategies with you to help you reach your goals.
Stage 4
Implementation
We help you start living out the financial strategies we’ve developed with you.
Stage 5
Review, Monitor & Evaluate
We understand your financial situation continues to evolve, and so should your financial plan. A review schedule will help to keep your plan up-to-date.
Tailored Advice to Suit Your Needs
Whether you are just starting to gain control of your finances or are farther along the wealth management spectrum, our Avanti Investment Services team, alongside Credential Asset Management Inc., is available in-person or remotely to provide advice and tailored solutions to support you along your unique financial journey. We offer tiered advice in the following categories:
Functional advice
- Focused advice
- Discovery of member goals, needs and risk
- Focus on product-driven solutions
- Available in branch
Consultative advice
- Focused advice
- Discovery of member goals, needs and risk
- Balanced, needs-based approach
- Goal-based financial plan
- Available in branch
Member-centric advice
- Advice on key life goals
- Comprehensive understanding of member goals, needs and risk
- Basic financial plan
- Trusted advisor
- Available through financial planning-accredited staff in branch
Comprehensive advice
- Advice on financial and wealth management needs
- Intimate understanding of member values, goals, aspirations and risk
- Comprehensive financial plan
- Trusted advisor
- Available through financial planning-accredited staff in branch or via referral to our premium service office

Estate Planning
Life is ever-changing; marital status, occupation, the birth or adoption of a child, moving, or the start of a new business. All events will have an impact on your estate plan and require the need for a regular review.
An Estate Plan involves more than just will preparation. A properly created Estate Plan will allow you to influence the future when you are either unable to make a decision or are no longer around to do so. Working with your own personal attorney or through the barrister referral service available at ECU – A Division of WFCU Credit Union, members have access to a wide range of estate planning options depending on the complexity and need through Avanti Investment Services.
Meet Our Team

Adam Van Every, RIS
Wealth Consultant – Avanti Investment Services
Mutual Fund Investment Specialist – Credential Asset Management Inc.

Adam Van Every, RIS
With industry-leading financial experience, Adam’s commitment to helping his members navigate their needs and goals is the driving force behind his personalized approach to planning and investment advice. Adam is dedicated to helping members achieve their financial goals by ensuring their investment strategies align with their values and life choices.

Allison Deziel, RIS
Member Consultant, Wealth – Avanti Investment Services
Mutual Fund Investment Specialist – Credential Asset Management Inc.

Allison Deziel, RIS
Allison graduated from St. Clair College with a diploma in Business Administration Finance in 2012. She recently completed her Canadian Investment Funds course through IFSE, and focuses on a responsible investment approach, having obtained her Responsible Investment Specialist (RIS) accreditation.
Allison has worked in the financial services industry for more than 10 years. She has been employed with WFCU Credit Union for five and a half of years, and with Credential Asset Management Inc. for one year. In this time, Allison has shown great commitment to her members and pride in helping them in all areas and aspects of their lives. Her ability to educate her members and guide them through these life stages is what sets her apart, and her belief in aiming for financial success, not stress, is a guiding principle in all she does.

Austin Ficociello, BCom, RIS
Member Consultant, Wealth – Avanti Investment Services
Mutual Fund Investment Specialist – Credential Asset Management Inc.

Austin Ficociello, BCom, RIS
Austin graduated from the University of Windsor with a Bachelor of Commerce with a concentration in finance. Austin has completed the Canadian Securities Course, the Wealth Management Essentials course, and is moving towards the Certified Financial Planner designation® (CFP). Austin’s main focus is to help members feel financially secure about their future and provide them with peace of mind. Whether you would like a plan to manage day-to-day life, or are experiencing significant and impactful life changes, Austin will always be there to assist you.

Kay Brown, PFP, RIS
Wealth Consultant – Avanti Investment Services
Mutual Fund Investment Specialist – Credential Asset Management Inc.

Kay Brown, PFP, RIS
Kay has held her Personal Financial Planning designation since 2011. She has been with WFCU Credit Union as a Wealth Consultant and with Credential Asset Management Inc. since 2012. Kay has completed her Investment Funds in Canada course, obtained her Canadian Securities Course, and is currently a member of the Windsor Estate Planning Council. With over 33 years of experience in the Financial Services Industry, she has held a variety of roles including Financial Services Manager, Mutual Funds Investment Specialist, Investment Representative, and Investment Advisor.
Kay has been working with members through some of the most volatile markets in history. She has a deep understanding of the needs of her members and their financial wellness, with a personalized approach focused on member priorities. Working closely with her members, Kay helps alleviate their financial worries by ensuring their financial needs are met through tailored planning and advice reflecting their values and life goals resulting in their financial peace of mind.

Mitchell Harder, BCom, RIS
Member Consultant Wealth – Avanti Investment Services
Mutual Fund Investment Specialist – Credential Asset Management Inc.

Mitchell Harder, BCom, RIS
Mitchell graduated from the University of Windsor with a degree in Communications in 2018. Since then, he has moved into the role of Wealth Consultant at WFCU Credit Union after starting his career in 2019. He has been an advisor with Credential Asset Management Inc. for one year. After completing his Canadian Investment Funds Course in 2022, Mitchell has focused on developing his clients by building their financial confidence and supporting them in attaining their goals. Through his passion for helping others, Mitchell commits 100% of his focus and energy towards his clients’ needs whether it be basic budgeting or retirement planning.

Toni Parlee, RIS
Member Consultant, Wealth – Avanti Investment Services
Mutual Fund Investment Specialist – Credential Asset Management Inc.

Toni Parlee, RIS
Toni graduated from the University of Windsor with a Bachelor of Arts in Communication Studies. She has been with WFCU Credit Union since 2013 and has completed the Canadian Investment Funds Course along with her Responsible Investment Specialist designation to offer responsible investment strategies while making a positive difference in the world.
Toni believes that her success stems from her clients gaining more confidence with their financial literacy by enabling them to make better informed decisions about their money. She is dedicated to providing customized financial advice and guidance to help support clients through all their major life events and decisions.
For more information about our Wealth Management options:
Mutual funds and related financial planning services are offered through Credential Asset Management Inc. Financial planning services are available only from advisors who hold financial planning accreditation from applicable regulatory authorities. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the prospectus before investing. Unless otherwise stated, mutual fund securities and cash balances are not insured nor guaranteed, their values change frequently and past performance may not be repeated.